To make the concept of freedom a dirty word - Freedom, liberty, civil rights are not compatible with a Covid world
As physical currency is one necessity for human autonomy, globalists are working on its replacement with digital money. Paper currency, coins, money orders, and checks pass hand to hand and allegedly carry possible infection with Covid. In contrast, digital money is virtual. No one touches it. More importantly for the globalists, It cannot be drawn out of an account in physical form and horded or hidden. You cannot make anonymous payments with digital money. Privacy leaves your life. You become totally transparent.
Some hope that people will have their own private digital money in the form of crytocurrencies. However, transfers can be prevented between an official digital monetary system and private crytocurrencies. Moreover, private cryptocurrency payment of rents, mortgages, car loans, grocery store bills, and so forth can be banned and enforced.